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John Gavin on What to Do When Visiting Iceland | Laguna Beach, CA

When visiting Iceland, there are a few things you should know to make the most of your trip. This country is stunningly beautiful, but it can also be unpredictable and challenging. Here is what to do when you visit Iceland.

Visit Thingvellir National Park

Iceland has many national parks, but the most famous is Thingvellir National Park. It is worth visiting for its historical significance, as this is where Iceland’s early laws were made and signed. The park also has many hiking trails, so you can spend the day walking around. You will likely take lots of photos.

Visit Geysir and Strokkur Geyser

You should know about Iceland because it has many geysers, including the famous Geysir and Strokkur. You can watch them erupt, but be prepared to wait a while in line. When they erupt, the water shoots up into the air, sometimes as high as sixty feet. This sight is impressive to see, so be sure to check it out if you have time.

Visit the Blue Lagoon

The Blue Lagoon is another popular tourist attraction in Iceland that you might want to visit. This water has many minerals and beneficial ingredients that are great for your skin. You can sit there or swim in the lagoon for as long as you want. You will likely take many photographs of this water.

Visit Glacier Lagoon

One of the most beautiful sites you will see in Iceland is its glacier lagoon. Jokulsarlon is a glacial lake that has recently begun to melt due to climate change. This means it has much more water than usual. You can even take a boat tour on the glacial lagoon. This is one of the fascinating sites to see in Iceland.

Take a Whale Watching Trip

Iceland is also famous for its whale-watching tours. From May through September, you can watch majestic humpback whales from the comfort of a boat tour. This is one of Iceland’s most popular tourist attractions, so it is best to book your spot in advance.

It is essential to book your tours in advance when you visit Iceland. You can experience many of these attractions on a guided tour, so you don’t have to worry about getting lost. If you visit Iceland, you will have an adventure of a lifetime.

About John Gavin | Laguna Beach

John Gavin is known as a jack of all trades to the people he works with, but he is especially known for his exceptional sales and negotiation tactics. He’s made a name for himself in both the software and hardware sales industry over the decades he’s worked, as he’s naturally talented when it comes to navigating an incredibly competitive and difficult such as this. When not at his desk, John absolutely loves to travel and spend time with his family. Nothing is better to John than learning about people from other cultures and countries, traveling to new destinations and learning as much as he can about the people there. He is also incredibly proud of his photography, a passion of his that he uses to make sure his family captures as many memories as possible.

Something that’s helped John Gavin stand out among everyone else is his desire to help people in his community, namely the children. A particular passion that’s stuck with John after college is his support of the Big Brothers and Big Sisters of America. He’s keenly aware of how important it is to make sure that kids everywhere have the best role model possible so they can work to achieve the goals that they have for themselves. In keeping with this theme, John Gavin volunteers as a lacrosse coach with the Shooting Stars, Victory Lacrosse, and the Laguna Beach Little League. Learn more about John Gavin by visiting his websites, JohnGavinLagunaBeach.com, JohnGavinLagunaBeach.net and JohnGavinLagunaBeach.org!

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John Gavin on Top Podcasts for Small Businesses | Laguna Beach, CA

If you’re a business owner who relies on knowledge to keep your business thriving, it’s essential to take the time for learning. Podcasts are a great way to do that because they let you listen instead of watching or reading, and they can be pretty entertaining as well. These five podcasts for small business owners and entrepreneurs will keep you updated on everything from marketing and design tips to how-tos for contract law and intellectual property rights.

1. Small Business Big Marketing

The Small Business Big Marketing podcast has been produced since 2009 by the marketing team at Crank Agency, an award-winning digital marketing agency. You may be surprised to hear how such a small business podcast covers much marketing strategy, but that’s because Marla Tabaka and her team at Crank Agency are brilliant. They offer eight episodes per month that cover various topics you need to help your small business grow, including choosing a niche, promoting social media, and free advertising tips.

2. 99% Invisible

This NPR podcast about the hidden architecture of our world is a favorite with some of our regular GEO readers. Host Roman Mars lays out each episode musically, and he interviews experts from around the globe to bring stories to life. It’s not only great listening for small business owners but also eye-opening, disabusing you of some ideas you may have had about the way things work.

3. From Scratch

If you’re interested in learning from master teachers and writers, check out the From Scratch podcast. It features topics that range from business and marketing to personal development and spirituality. The episodes are 30 minutes long, and you’ll hear people like Tim Ferriss and Seth Godin offering their take on success.

4. Entreleadership

The team produces this podcast at YEC, or Young Entrepreneur Council, which works to promote entrepreneurship among young professionals. There are 75 episodes in total, and they talk with entrepreneurs from top businesses – including Zappos, Microsoft, and Intuit – about how they built their companies from the ground up.

5. HBR IdeaCast

Every week, you’ll find a new episode of HBR IdeaCast that covers one business or marketing topic. They feature in-depth interviews with leaders and professionals, as well as case studies for your use. HBR IdeaCast is produced by the Harvard Business Review, which also makes The HBR Podcast that many of our GEO readers already know and love.

Check out these podcasts if you want to keep up with the latest news in business and marketing. You can listen at your convenience, on your own time, and learn from top business leaders ranging from small startups to well-established companies.

About John Gavin | Laguna Beach

John Gavin is known as a jack of all trades to the people he works with, but he is especially known for his exceptional sales and negotiation tactics. He’s made a name for himself in both the software and hardware sales industry over the decades he’s worked, as he’s naturally talented when it comes to navigating an incredibly competitive and difficult such as this. When not at his desk, John absolutely loves to travel and spend time with his family. Nothing is better to John than learning about people from other cultures and countries, traveling to new destinations and learning as much as he can about the people there. He is also incredibly proud of his photography, a passion of his that he uses to make sure his family captures as many memories as possible.

Something that’s helped John Gavin stand out among everyone else is his desire to help people in his community, namely the children. A particular passion that’s stuck with John after college is his support of the Big Brothers and Big Sisters of America. He’s keenly aware of how important it is to make sure that kids everywhere have the best role model possible so they can work to achieve the goals that they have for themselves. In keeping with this theme, John Gavin volunteers as a lacrosse coach with the Shooting Stars, Victory Lacrosse, and the Laguna Beach Little League. Learn more about John Gavin by visiting his websites, JohnGavinLagunaBeach.com, JohnGavinLagunaBeach.net and JohnGavinLagunaBeach.org!

What Are Closing Costs? | John Gavin, Laguna Beach, CA

Do you know all of the closing costs and fees associated with buying a home? As you make your way through the closing process, numerous costs and fees must be settled before you get your keys and become a homeowner. It is essential to know what these costs are and how much they add up to keep yourself financially prepared for purchasing your new home.

Buying a new home can be both astounding and intimidating. Remember the following fees when planning your home-buying budget to best prepare yourself.

Loan Origination Fees

These costs are associated with originating your particular loan. They are usually around 1% of the total loan value.

Appraisal Fees

An appraisal is a formal estimate of the value of a property and is necessary for most loans to be turned into the lender for approval. The cost varies depending on where you live, but you can expect it to cost somewhere between $300-$500.

Credit Report Fees

A credit-reporting agency runs a credit report to show your payment history with lenders. Debts owed, outstanding liens on the purchased home, etc. It costs about $50 for each report.

Title Insurance Fees

Title insurance helps protect buyers against losses due to problems with the title. If your title is defective, the insuring agency will pay you for any damages or costs incurred due to the defect in your title. The cost of this varies depending on where you live.

Title Search Fees

Whenever someone wants to transfer property, there has to be an examination performed by the title company to determine if there are any other claims on the property. This examination can result in either a “clear” or “clouded” title. If your title is clear, you will not have to pay for this search fee; however, if it is clouded, you will need to pay between $100-$400 (or more), dependent on your location.

Survey Fees

A survey is a document that shows the physical boundaries of an individual’s property. If you purchase new construction, there will be no fees for this service.

Escrow Fees

Escrow is a third party that acts as a fiduciary for buyers and sellers to secure transactions. During the closing, they handle all financial transactions, including disbursing funds and ensuring that everyone gets their due. Fees vary depending on where you live but range from $50 to $500.

Prepaid Items (PITI)

Prepaid items represent future expenses, such as property taxes and hazard insurance. You will need to pay the first month’s dues for these services to cover your first few months of paying these fees.

Homeowner Association Fees (HOA)

If you buy a home in a community overseen by a homeowners’ association, there will be fees for this service.

Document Preparation Fee

The real estate agent representing you will have to pay a fee to prepare all of the documents about your closing costs.

Property Tax Payments

If you own a home already and are taking out a loan to buy another, the lender may require that you pay any back property taxes that you owe. This is because your current lender will need to know precisely how much the tax liability on the new property is before they can approve your loan.

John Gavin possesses a diverse set of abilities, chief among them the art of sales and negotiating methods. For decades, he has been successful in the software and hardware sales sector due to his innate ability to navigate this competitive and complicated terrain.

Article originally published on JohnGavinLagunaBeach.org

John Gavin on Top Hawaiian Beaches Worth Visiting | Laguna Beach, CA

Are you thinking of traveling to Hawaii? Hawaii is full of beautiful sunsets, beaches, and resorts. With so many magnificent beaches to choose from, it can be challenging to decide which ones are most worth visiting. Keep reading to find the most spectacular beaches across the islands of Hawaii.

Waikiki Beach, Oahu

One of the most well-known beaches in Hawaii, Waikiki is a must-visit. This trendy beach is popular with tourists. Don’t forget to visit the famous Royal Hawaiian hotel for a tropical cocktail.

Big Beach, Maui

Big Beach in Maui is impressive, boasting a wide beach with beautiful scenery. Enjoy space and privacy at this beach because it is just so large. The waters are rough, perfect for water sports like surfing and boogie boards.

Ko Olina Beach, Oahu

Traveling with children? The calm, shallow water of Ko Olina is perfect for little ones to experience the ocean and allow parents peace of mind. There is also a Disney Resort nearby for added family fun.

Hanauma Bay, Oahu

If snorkeling in a tropical paradise sounds like the perfect getaway, Hanauma Bay is at the top of the list. Tour buses are not allowed in this nature preserve because the ecosystem is fragile and essential.

Waimea Bay Beach Park, Oahu

For a more secluded beach stay, try Waimea Bay Beach. During the winter months, pro surfers visit the area because of the massive ocean swells. Professional surfing competitions are also held in the region.

Hulopoe Beach, Lanai

Looking for luxury on a beach vacation? The Four Seasons at Hulopoe Beach is one of the most upscale resorts on any Hawaiian island. Tidal pools at this beach make a perfect place to swim and snorkel.

Kalihiwai Beach, Kauai

If going where the locals go is appealing, Kaihiwai Beach is the answer. Surrounded by beautiful cliffs, the waves in this small area are perfect for body surfing. Kids can splash in the shallow freshwater lagoon. Be sure to pack a lunch; there are no concessions nearby.

A trip to Hawaii is a once-in-a-lifetime adventure. With so many beautiful beaches to choose from, this list can help narrow down the best of the best. 

John Gavin possesses a diverse set of abilities, chief among them the art of sales and negotiating methods. For decades, he has been successful in the software and hardware sales sector due to his innate ability to navigate this competitive and complicated terrain.

Article originally published on JohnGavinLagunaBeach.net

John Gavin on Maintaining a Healthy Work/Life Balance | Laguna Beach, CA

Does it ever feel like the lines between work and home life have blurred away? Do you feel like you’re always working but never getting anything done? You’re not alone.

According to a Families and Work Institute study, American employees report working an average of forty-seven hours per week. That’s more than nine hours per day! And for what? The same study found that people who work long hours are no more productive than those who work fewer hours. They’re less effective. This raises the question, how does one improve their work-life balance? Try one of these five tips!

Accept That There is No ‘Perfect’ Work/Life Balance

The first step to improving your work-life balance is accepting that there is no perfect balance. You will always have to make some sacrifices, and that’s okay. The key is finding a balance that works for you and your lifestyle.

Create a Schedule

One way to make sure you’re not working too many hours is to create a schedule and stick to it. Block out specific times of the day for work and personal time, and try not to let work creep into your time.

Set Boundaries with Coworkers

It’s also essential to set boundaries with your coworkers. Let them know when you’re available and when you’re not, and don’t be afraid to say no if they ask for help with something outside of your work hours.

Take Advantage of Technology

Technology can be a great help when balancing work and life. Use tools like Google Calendar or Outlook to schedule appointments and tasks. There are even apps that can track time spent on work-related activities, such as RescueTime.

Find a Job You Love

One of the best ways to improve your work-life balance is to find a job you love. If you’re passionate about your work, you’ll be less likely to resent the time you spend on it. And if you have a job that you hate, consider looking for a new one.

Leave Work at Work

One of the best ways to improve your work-life balance is to leave work at work. Don’t bring your laptop home with you, don’t answer emails after hours, and try not to think about work when you’re not at the office. This will help you create more separation between your personal and professional lives.

Improving your work-life balance isn’t easy, but it’s worth it. Consider following these tips to can create a balance that works for you and make yourself more productive.

John Gavin possesses a diverse set of abilities, chief among them the art of sales and negotiating methods. For decades, he has been successful in the software and hardware sales sector due to his innate ability to navigate this competitive and complicated terrain.

Article originally published on JohnGavinLagunaBeach.com

Myths About Real Estate | John Gavin | Laguna Beach, CA

The real estate industry is not an easy-to-understand market. Many myths and misconceptions are floating around out there that limit people’s opportunities in real estate. It is one of the most lucrative industries, but it’s also one of the most misunderstood. Read below to see some of the most common real estate myths.

Myth: Real estate agents don’t make money.

When buying a home, a person typically pays a small fee to the real estate agent as a commission on the home’s sale. Some people think that since they are only paying a small percentage of their overall sale price, they aren’t paying anything substantial and won’t get much help from the agent. The compensation of a broker varies according to the services and products offered by each brokerage firm.

For example, some firms pay commission only on the first home a buyer purchases through them. Other firms may pay monthly fees to access their research data, consulting services, or other products. A 5 percent commission in most areas can quickly amount to $10,000 or more on a $250,000 house.

Myth: Real estate agents don’t have much experience.

Many people indeed enter the real estate business without any experience in sales or business management. However, it is also true that many highly experienced and successful people choose to go into real estate sales because they know it’s a lucrative career option with low barriers to entry.

Myth: Real estate agents are all crooks.

People hear these stories about real estate agents selling houses without a license or taking the first offer. They know that the buyer is desperate or not paying for services rendered but passing them off to the seller, who then has to pay for them. While there are some unscrupulous people in every industry, the vast majority of real estate agents are honest and hard-working, just like anyone else in any other profession.

Myth: You need to be wealthy to start real estate investing.

A person doesn’t need to be wealthy to invest in real estate. Someone doesn’t even need a lot of money to get started. When buying residential real estate, one can get started with as little as $1,000 or $2,000 by taking out a loan or getting help from a family member or friend who has some extra cash.

Myth: Real estate investing is risky.

It’s a myth that real estate investing is risky. It’s just the opposite. The most significant risks in life are the ones we avoid. When we sit on our hands waiting for our ship to come in, we’re missing out on all the other opportunities coming our way. When we play it safe, we give up control of our lives.

Article originally published on JohnGavinLagunaBeach.org

John Gavin hails from Laguna Beach, California. He is an entrepreneur, travel, and real estate leader with a particular talent for the art of sales and negotiating methods. He is a natural at navigating complex landscapes within the hardware sales industry and looks forward to sharing his experiences with others.

Top Honeymoon Destinations Around the World | John Gavin | Laguna Beach, CA

Traveling is an excellent way for couples to discover new hobbies and get out of their comfort zone. Exposure to challenges and new experiences can help push someone’s limits and open their mind to life’s endless opportunities. 

Moreover, traveling with a partner for a honeymoon is one way to learn more about one another and create lifetime memories. It’s how lovers can strengthen and deepen their relationship away from work and other distractions. Besides, traveling is a great way to boost happiness and confidence. Below are unique destinations for anyone looking to expand their horizons and shake things up with their partner.

Australia

With so many destinations in the world, deciding where to travel for a honeymoon can be an overwhelming experience. Luckily, Australia is a diversified destination that allows a person to experience the joy of being at the beach and the fun of the desert.

What’s a honeymoon without good food and wine? Australia’s number-one wine Shiraz will leave them wanting more – even for the fussiest wine enthusiasts. The mountains and rainforests in Australia offer an excellent site to enjoy the wonders of nature. Moreover, for individuals looking to learn a new skill such as surfing, Australia offers them a place to meet pros and learn from the best.

Bali, Indonesia

Tourists from all over the world visit Bali to enjoy nature and culture. Most individuals who visit the location refer to it as peaceful and beautiful. The clear sea and the beautiful sandy beaches make the place perfect for a romantic breakfast or dinner. Whether it’s during the dry or wet season, partners can still have a good time. Although most people think that traveling to Bali is expensive, it doesn’t have to be.

Traveling to Bali between January and March offers better tour and hotel packages/ deals for individuals with low finances. The dry season is perfect for couples who want to explore nature while hiking. If a person is not an outdoors person, they can still enjoy yoga, a Balinese cooking class, or visit the breathtaking temples.

The above destinations offer plenty of experiences/activities for partners looking to enjoy their honeymoon. Remember to take pictures as a reminder of this special day.

Article originally published on JohnGavinLagunaBeach.net

John Gavin hails from Laguna Beach, California. He is an entrepreneur, travel, and real estate leader with a particular talent for the art of sales and negotiating methods. He is a natural at navigating complex landscapes within the hardware sales industry and looks forward to sharing his experiences with others.

Time Management for Entrepreneurs | John Gavin | Laguna Beach, CA

Many people are entrepreneurs. They have our businesses, which means they are in charge of everything from the company to the employees to the marketing! It can be a lot of work – but what is worse is when they get so busy that they don’t know where their time is going. This post will help them take back control over their time by teaching them some effective strategies for managing it more proactively.

Have a Plan A and a Plan B (and even a Plan C)

Time management for entrepreneurs involves having a plan. One of the worst things that can happen for an entrepreneur is not knowing what they will do next. This means that they need to start planning their day before it begins and having several options laid out for each time slot. If one activity doesn’t work out, they need to know what other options are available instead.

Work in Blocks Instead of Multitasking

Time management for entrepreneurs also involves working in blocks. They need to stop constantly checking their phone or the clock, and instead, they should block out time on their schedule – even if it is only 15 minutes at a time – during which they do not work on anything else but that one task.

Require Work-Life Balance

Entrepreneurs have a lot of freedom because they have their own businesses, so it is easy for them to overwork themselves and neglect a life outside of work. The problem with this is that if they do not balance their life, it can negatively impact their business. 

Entrepreneurs need to schedule in time for themselves and stick to it no matter what because if they do not, they might end up neglecting their health – which will only make them perform worse at work.

Give Themselves a Break

Time management for entrepreneurs means that they need to give themselves a break from time to time. Many people think that achievers are never satisfied and always want more, but this is not necessarily the case. Even the most ambitious entrepreneurs will run into a wall at some point, and when they do, they need to take a break from it before they can come back even stronger.

Say “No” to Distractions

It is easy for entrepreneurs to get distracted by what they do not need to be doing. Social media, email, and phone calls are all essential for a business, but if they have more than one of these going on at once, it can cut into their work time. To achieve this, they might need to turn off notifications on their phone or unplug their internet.

Article originally published on JohnGavinLagunaBeach.com

John Gavin hails from Laguna Beach, California. He is an entrepreneur, travel, and real estate leader with a particular talent for the art of sales and negotiating methods. He is a natural at navigating complex landscapes within the hardware sales industry and looks forward to sharing his experiences with others.

John Gavin on What is Renters Insurance? | Laguna Beach, CA

Did you know that there is a type of insurance that covers your personal property and living expenses if your apartment or house catches fire? There’s also coverage for theft and vandalism. It’s called renters insurance, but what exactly does it cover? This article will delve into the different types of coverage available to renters so you can know how it works.

What is Renters Insurance?

Renters insurance is a policy that covers the renter’s property if it is damaged from fire, theft, or natural disasters. It can also cover personal possessions such as furniture and clothing. The coverage amount for this type of insurance depends on what you need to replace should something happen to your belongings. Renters Insurance quotes are available online so that you can compare rates quickly and easily.

What is covered by renters insurance?

Renters insurance covers your living expenses if you are displaced from your residence due to a covered event such as fire. It also pays for the cost of temporary housing and food for any affected family members, in addition to personal property that may be damaged or destroyed.

Depending on the type of coverage selected, you can choose between actual cash value or replacement cost.

What is the actual cash value of renters insurance?

Actual cash value coverage will pay to replace your items at the price they are currently worth, which can be less than it initially cost you since things depreciate over time.

What is the Replacement cost of renters insurance?

On the other hand, replacement cost coverage pays for a new item of a similar make and model in today’s market to replace what was damaged or stolen. So you will receive the total value of your insured possessions, minus any depreciation for items that are older than five years old.

Coverage Amounts for Personal Property and Living Expenses

You can choose between different coverage amounts when you purchase renters insurance. The minimum amount is usually $15,000, but it could be more depending on your needs. Each policy should detail exactly how much the maximum payout will be if there were ever a claim. For example, you may choose to have $30,000 in coverage with a limit of up to $1000 for temporary housing and food per family member.

Conclusion

Renters insurance is typically not required by landlords, but it can be highly beneficial if something unfortunate happens. Renters must understand the different types of policies available to choose the best coverage for their needs.

Article originally published on JohnGavinLagunaBeach.org

John Gavin on Ways to Be Eco-Friendly When You Travel | Laguna Beach, CA

Traveling is an enjoyable experience for many people, but it can also be a burden due to the environmental impact that comes with it. You might not realize all of the ways that traveling impacts the environment, but unfortunately, they do exist. Here are a few things to do to help reduce your eco-footprint when you travel.

Avoid Bottled Water

In general, one of the worst things for the environment is bottled water. This is especially true when traveling abroad, as people are more inclined to go for the easier option. One study showed that it takes between 450 and 1000 years for water bottles to decompose naturally in landfills. 

Buying bottled water also wastes money because most tap water in developed nations is just as clean (if not cleaner) than bottled water. Instead, bring a reusable water bottle with you so that you can refill it whenever needed.

Choose a Carbon Offset Adventure

One of the best ways to reduce your environmental impact when traveling is to choose an adventure that has a carbon offset. Carbon offsets allow companies and individuals to pay for projects that will reduce emissions elsewhere in the world, which essentially gives travelers a “carbon vacation”!

For example, some companies plan vacations using carbon-free transportation, like bikes or public transit. Others offer carbon-free vacations that include staying at green hotels with recycling and composting programs in place.

Make Eco-Friendly Accommodations

It can be difficult to find eco-friendly accommodations when traveling, especially if you aren’t familiar with the surrounding area. To help solve this problem, check out Airbnb, an online marketplace where people list their homes for rent. Countless listings on this site are eco-friendly and include things like organic bedding, composting and recycling bins, and solar panels.

Get Involved in Local Environmental Issues

Another great way to reduce your impact when traveling is to get involved with local environmental issues. Many tourist destinations have volunteer opportunities near the area you are visiting, and some even offer free food and lodging.

Conclusion

It can be easy to destroy the environment without even realizing it when you’re traveling. Still, by following these four tips, you’ll be able to reduce your impact on the environment when you travel. Not only that, but if you choose an adventure like carbon offsetting, the odds are that your new travel destination will be better off as well!

Article originally published on JohnGavinLagunaBeach.net